Services

Our process is simple yet meticulous, focusing in on your individual financial picture and formulating a plan based on your goals. Along the way, your progress is monitored, and necessary changes are employed as your life and goals shift.

Click here to explore the details of this process and how it can relate to your personal financial situation.  

True wealth management encompasses your broad financial life, not only your investments. 

We want to be sure everything is working in coordination, which is why we offer a comprehensive range of services in addition to investment management to make sure your money is helping you fulfill your purpose and vision of the future.

Click here to see a larger version of the many ways we add value to your financial life.

Investment Management

We start by talking together about your life facts, financial situation and goals, both short and long term. We also consider your need, ability and willingness to take risk, which is essential to creating an investment plan that you can stick to even when the market is down.

Because we’re regularly doing our own investment research using information LPL Financial and other sources, we are prepared to find the combination of investments that will help support each client’s distinct goals. We believe in using professionally managed investments to build a portfolio that is diversified between stocks and bonds and among different equity asset classes. Once we agree on a prudent investment strategy, we implement the investments.

We continually monitor and manage the investments in your portfolio to ensure it continues to support your goals and you’re not taking on too much – or too little – risk. You’ll have access to your accounts online to view anytime, but we’ll meet at least once a year to evaluate these together as well.

Personal Cash Flow and Budgeting

Initially we’ll review your income, saving and spending to confirm that they’re on track for pursing your goals. If not, we’ll help you create a budget or plan that you feel comfortable following and that will help you accumulate and preserve your wealth.

Retirement Planning

You may have a vision of what you want retirement to be. Let’s make sure you have a plan to get there. We’ll evaluate the investments that might work well for you, as well as which ones will help you balance current and future taxes. We’ll take into consideration how long your retirement may be and how much you plan to spend – do you want to purchase a second home or downsize, to travel extensively or stay around town?

College Savings

Saving for a child or grandchild’s education can be especially rewarding, so we help you understand the different investment options, choose the plan that serves your needs and save to help students attend the school of their choice.

Insurance Coverage

We offer guidance on protection strategies for your financial well-being, to ensure proper insurance coverage for your lifestyle, long-term care and legacy plans. Along with offering life and long-term care insurance, we can help you evaluate other needs like health and property insurance.

Estate Planning

If you plan to leave a legacy to future generations, we will work closely with your estate attorney and can help ensure you have the proper documents in place and on file for your accounts.

Charitable Giving

Whether you want to give now or as part of your legacy in the future, we can help you coordinate charitable gifts in a way that preserves tax benefits while also benefiting the causes most important to you.

*All investing involves risk, including loss of principal. No strategy assures success or protect against loss.